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Report: USAA to Allow Check Deposits Through iPhone
Monday, August 10th, 2009 at 2:54 PM - by Bryan Chaffin
Let George Jetson know his time is at hand: USAA (United Services Automobile Association) will begin allowing customers to deposit checks as early as this week through their iPhone by simply photographing both sides of the document, according to The New York Times. Customers won't even have to mail in the check, and will be advised to mark it void or to discard it.
"We're essentially taking an image of the check, and once you hit the send button, that image is going into our deposit-taking system as any other check would," USAA executive vice president Wayne Peacock told the Gray Lady.
The service will be limited to those customers who are eligible for credit and have insurance through USAA, which is both a bank and an insurance company. The firm services mostly U.S. service men and women and their families, and has some 7.2 million customers. According to the Times, one million of them already do some of their banking through iPhones or other mobile devices.
The Times article has a photograph of the check-photographing process, for those curious.
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